Wani bincike na hadin gwiwa wanda Debt.com da Cibiyar Kasuwancin Kasuwanci da Tattalin Arziki ta Jami'ar Florida (FAU BEPI) suka gudanar ya nuna tsofaffi da matasa masu amsawa dole ne su zubar da asusun ajiyar su saboda cutar. Gen Z (shekaru 18-24) ya fi yin hakan, a kashi 72%, sai kuma Silent Generation (shekaru 75 da sama) a 61%.
Tsakanin tsararraki uku da ke tsakanin sun sami ci gaba sosai wajen kiyaye ajiyar su yayin bala'in, amma har yanzu alkalumman sun shafi. Rabin Millennials (51%) ne kawai suka sami kuɗin ajiyar su, sannan Gen Xers ya biyo baya a 45%. Gabaɗaya, Baby Boomers sun sami nasarar kiyaye ajiyar kuɗin su, tare da kawai 29% na Boomers sun ce sun fitar da tanadi.
Shugaban Debt.com Howard Dvorkin, CPA ya ce "Girgizar tattalin arzikin annobar - da illolinta - ta fi shafar manya da matasa a Amurka." "Ƙananan Amurkawa sun riga sun faɗuwa a baya ta fannin kuɗi da jinkirta burin rayuwa saboda abubuwa kamar bashin lamunin ɗalibai. Yanzu sun ma kara baya saboda COVID. Ba wai kawai suna da ƙarancin tanadi ba, amma adadi mai yawa kuma sun ba da rahoton cewa sun yi asarar kuɗin shiga kuma sun karɓi bashin katin kiredit saboda cutar. ”
Matasan Amurkawa suma sun kasance masu yuwuwa su daina biyan katunan kuɗi a wani lokaci yayin bala'in. Fiye da rabin waɗanda suka amsa binciken Gen Z (57%) sun yarda cewa ba za su iya ci gaba da waɗannan kuɗaɗen ba. Kwatanta wannan zuwa kawai 17% na Baby Boomers da 21% na Gen Xers waɗanda suka faɗi iri ɗaya.
Binciken ya kuma nuna cewa Silent Generation na iya yin shuru cikin zubewa cikin bashin katin kiredit. Ɗaya daga cikin uku yana da fiye da $ 30,000 a cikin bashin katin kiredit, kuma kusan kashi 5% na da fiye da $50,000. Fiye da 4 cikin 10 suna ɗaukar bashin katin kiredit kowane wata.
Daraktar FAU BEPI Monica Escaleras ta lura cewa bambance-bambance sun taso ba kawai ta hanyar shekaru ba, har ma ta wurin wuri. "Ƙananan tsararraki da waɗanda ke Arewa maso Gabas da Yamma sun ɗauki ƙarin bashin katin kiredit," in ji Escaleras. "Mutane a Arewa maso Gabas da Yamma suma sun ba da rahoton mafi girman kaso na asarar kudin shiga sakamakon COVID-19 idan aka kwatanta da Kudu da Midwest."
A haƙiƙa, Midwestern kamar sun fi takwarorinsu na yanki a kusan kowane ƙididdiga. Sun kasance ƙasa da yuwuwar samun asarar kuɗin shiga, ƙasa da yuwuwar ɗaukar bashin katin kiredit da dakatar da biyan kuɗi, kuma ba za su iya ɗaukar kuɗi daga ajiyar kuɗi ba.
Dvorkin ya ce "Kamar yadda COVID-19 ya bazu cikin rashin daidaituwa a duk fadin kasar, barnar kudi kuma ba ta daidaita ba." "Babban kididdiga game da farashin da muka biya sun gaya mana wani abu, amma ba su ba da cikakken labarin ba."
