Sanannen yanayin 3 da ake tsammanin zai fitar da hangen nesa na tushen amfani (UBI).

Inshorar tushen amfani (UBI) tana taimakon kamfanonin inshora don haɓaka halayen tuƙi masu aminci a cikin abokan cinikin matasa. Ana bincika tsarin don ba wa direbobi tukwici da abubuwan ƙarfafawa don isassun kula da motoci da tuki mai nauyi, wanda zai haɓaka girman masana'antar UBI a cikin shekaru masu zuwa.

Ana samun karuwar ɗaukar dandamali na UBI ta kamfanonin inshora daban-daban don su sami damar bin tsarin tuki daidai da daidaita ƙimar inshora tare da kiyasin haɗari. Ana ganin kamfanonin inshora suna haɗin gwiwa tare da ƴan masu samar da mafita don taimakawa haɓaka ribar hanyoyin sadarwar telematics.

Nemi samfurin kwafin wannan rahoton @ https://www.gminsights.com/request-sample/detail/3020

Misali, Tsaron Mota ya karɓi tarin fasahar telematics na CalAmp da kuma dandali na CrashBox don ayyukan sarrafa haɗarin abin hawa a cikin 2017. Anyi wannan don daidaita hadayun mota da aka haɗa. Bisa ga haɗin gwiwar, CalAmp ya kamata ya samar da kayan aikin telematic don inganta tsarin gudanar da da'awar ga kamfanonin inshora.

Bincika a ƙasa akwai ƴan abubuwan da za su yi tasiri kan yanayin kasuwan inshorar amfani a cikin ƴan shekaru masu zuwa:

1) Haɓaka ɗaukar manufofin PHYD tsakanin masu amfani

Samfuran inshora na Pay-How-You-Drive (PHYD) suna mai da hankali kan halin tuƙi na yanzu don samun damar daidaita ƙimar inshora yayin da tsarin inshorar gargajiya ya dogara ne akan tarihin tuƙi na baya. Kamfanonin sun yi amfani da tsarin manufofin don hana tuƙi cikin kulawa kuma ya ƙarfafa ayyukan tuƙi waɗanda ke da aminci kuma suna ba da lada & lada.

Manufar PHYD tana taimakawa rage abubuwan da ba zato ba tsammani na zamba da haɗarin haɗari da kuma rage da'awar inshora wanda ke ba da fa'ida ga masu ba da inshora. Sashin fakitin inshora na PHYD ya kai sama da kashi 70% na hannun jarin UBI na duniya saboda karuwar shaharar samfurin tsakanin abokan ciniki don rage ƙimar inshora.

Neman keɓancewa @ https://www.gminsights.com/roc/3020

Haɗin hidimomin da aka haɗa daban-daban kamar inshorar sata da shirye-shiryen lafiyar abin hawa tare da fakitin PHYD za su goyi bayan ci gaban kasuwa a nan gaba da tasiri yanayin inshorar amfani.

2) Samar da shirye-shiryen inshorar wayar hannu

Abokan ciniki sun kasance suna cin gajiya sosai daga hanyoyin sadarwa na telematics waɗanda aka sanya a cikin motocinsu kuma suna haɗa su da wayoyin hannu don su iya kimanta salon tuƙi tare da yin gyare-gyaren da suka dace don rage manyan ƙima. Kamfanonin inshora sun fara haɗin gwiwa tare da masu samar da mafita na software don samun damar samar da shirye-shiryen inshorar telematics dangane da wayoyin hannu don ci gaba da yin gasa.

Ƙungiyar Inshora ta NJM ta zaɓi IMS don sabon shirin telematics na inshora wanda ya dogara da wayoyin hannu a cikin 2018. NJM na amfani da wayoyin salula na zamani na IMS don inganta aminci tsakanin masu amfani ta hanyar ba da lada ga direbobi masu aminci tare da yin amfani da alamar direba. Sashin fasaha na wayoyin hannu zai lura da babban ci gaba, yin rijista fiye da 35% CAGR akan 2019-2026 saboda saurin karɓar na'urorin wayoyin hannu da sauƙin amfani da kaddarorin.

3) Bukatar buƙatun hanyoyin UBI da ke tafiyar da telematics

Bangaren kera motoci yana fuskantar babban canji tare da ƙaddamar da fasahohin zamani masu zuwa akai-akai. An sami buƙatu mai mahimmanci ga motocin fasinja sanye take da manyan dandamali na tushen telematics waɗanda za su iya sa ido kan halayen tuƙi kuma daga baya su hana gazawar kwatsam.

Dangane da rahoton da Hukumar Tarayyar Turai ta buga a cikin 2017, kusan kashi 90% na siyar da sabbin motoci a cikin 2020 za su haɗa da fakitin telematics. Bangaren motar fasinja ya riƙe mafi yawan rabon, wanda ya kai kusan kashi 85% na jimlar girman kasuwar UBI a cikin 2018 saboda haɓakar siyar da sabbin motocin fasinja a duk duniya.

Masu kera motoci da kamfanonin inshora sun ƙara mai da hankali kan haɗa tsarin sadarwa a cikin abin hawa da kuma IoT saboda saurin canjin yanayin fasaha a cikin masana'antar. Na'urorin sadarwa na kan jirgin sun kasance suna ba da haɗin kai na lokaci-lokaci tsakanin kamfanonin inshora da abin hawa don wadatar inshora. Wannan yana taimaka musu wajen gano matsalolin da ke cikin abubuwan hawa.

Rahoton Labari

Babi na 1. Dabaru & Iyaka

1.1. Hanyar

1.1.1. Binciken farko

1.1.2. Misali na lissafi da hasashe

1.1.3. Gano masana'antu da inganci

1.1.4. Zangon

1.1.5. Ma'anar

1.1.6. Hanyoyi da sigogin hasashe

1.2. Bayanan Bayanai

1.2.1. Na farko

1.2.2. Sakandare

1.2.2.1. Kafofin da aka biya

1.2.2.2. Majiyoyin jama'a

Fasali na 2. Takaitaccen Bayani

2.1. Masana'antar fasahar UBI 360º taƙaitaccen bayani, 2015-2026

2.1.1. Yanayin kasuwanci

2.1.2. Yanayin yanki

2.1.3. Yanayin fakitin

2.1.4. Hanyoyin fasaha

2.1.5. Yanayin nau'in abin hawa

Babi na 3. Fahimtar masana'antar fasaha ta UBI

3.1. Gabatarwa

3.2. Rarraba masana'antu

3.3. Yanayin masana'antu, 2015-2026

3.4. Binciken yanayin fasahar UBI

3.4.1. Kamfanin inshora

3.4.2. Masu kera motoci

3.4.3. Masu samar da mafita na telematics

3.4.4. Masu samar da wayoyin hannu

3.4.5. Masu ba da sabis na sadarwa

3.4.6. Masu kera na'urar OBD

3.4.7. Usersarshen masu amfani

3.5. Amfanin UBI

3.6. Aiki / Gine-gine na fasahar UBI

3.7. Fasaha da kere-kere

3.7.1. Littattafan

3.7.2. AI da ilmantarwa na inji

3.7.3g ku

3.7.4. Sarrafa-Yadda-Ka-Drive (MHYD)

3.8. Matsayin OBD

3.8.1. Hukumar Albarkatun Jiragen Sama ta California (CARB)

3.8.2. Hukumar Kare Muhalli ta Amurka (EPA).

3.8.3. Ƙungiyar Masu Kera Motocin Indiya (SIAM)

3.8.4. Matsayin OBD na Turai

3.8.5. OBD II Matsayi

3.8.6. Ka'idojin fitar da iska na China VI

3.9. Tsarin shimfidawa

3.9.1. Babban Dokar Kariyar Bayanai (GDPR), Turai

3.9.2. Ayyukan Watsa Labaru A Cikin Mota Dalar Amurka (IVU) Ayyuka da Ƙayyadaddun Fasaha, Ostiraliya

3.9.3. Yarda da tsarin aiwatarwa don manyan telematics na abin hawa, NTC Ostiraliya

3.9.4. CSA 2010 (Shirin Yarda da Tilasta), Amurka

3.9.5. Matsayin Masana'antar Motoci (AIS-140).

3.10. Tasirin tasirin masana'antu

3.10.1. Direbobin girma

3.10.1.1. Ci gaban masana'antar kera motoci

3.10.1.2. Juya mayar da hankali ga fasahar bincike mai nisa

3.10.1.3. Girma a cikin adadin motocin da aka haɗa suna kawo sabbin damar UBI

3.10.1.4. Haɓaka shigar wayoyin hannu da aka haɗa tare da tsarin haɗin abin hawa

3.10.1.5. Amfani da sauri na UBI ta kamfanonin inshora don haɓaka riba

3.10.1.6. Haɓaka yanayin ƙirar Gwaji-Kafin-Ka-Sayi (TBYB).

3.10.2. Matsalolin masana'antu da kalubale

3.10.2.1. Tsaron bayanai da damuwar sirri

3.10.2.2. Matsalar ingancin bayanai tare da tsarin UBI na tushen wayar hannu

3.10.2.3. Haɓaka abubuwan da suka dace

3.11. Binciken Porter

3.11.1. Barazanar sabbin masu shiga

3.11.2. Barazanar maye

3.11.3. Ikon ciniki na mai siye

3.11.4. Ikon ciniki na mai kaya

3.11.5. Kishiyantar masana'antu

3.12. Binciken PESTEL

3.13. Girma mai yiwuwa bincike

Samu zurfin jeren abubuwan ciki @ https://www.gminsights.com/toc/detail/usage-based-insurance-ubi-market

ABUBUWAN DA ZA KU GUDU DAGA WANNAN LABARI:

There is an increase in the uptake of UBI platforms by various insurance companies so that they are able to track the driving patterns accurately and align the insurance premium with the estimated risks.
Customers have been largely benefitting from the telematics solutions that are installed in their vehicles and connected to their smartphones to be able to evaluate their driving style as well as make necessary modifications for the reduction of high premiums.
The passenger car segment had held a majority of the share, accounting for about 85% of total UBI market size in 2018 owing to the accelerated sale of new passenger vehicles worldwide.