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Siyan Manufar Inshorar Lafiya? Kar a manta Abubuwa 5

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Written by edita

Siyan inshorar lafiya yana ɗaya daga cikin mahimman yanke shawara na rayuwa, saboda yana taimakawa kare ku a lokutan wahala kuma yana kiyaye ku daga hauhawar farashin asibiti. Laima ce don komawa baya lokacin da kuka fi buƙatar ta da kuma gidan yanar gizo na tsaro ga dangin ku a cikin mummunan abin da wani ke buƙatar zaman asibiti.

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  1. Menene yakamata ku nema yayin zaɓar tsarin kiwon lafiya?
  2. Menene mahimman mahimman bayanai waɗanda dole ne ingantaccen tsarin inshorar lafiya ya bayar?
  3. Menene manufofin kiwon lafiya na musamman kuma me yasa shine mafi kyawun zaɓi?

Amma, ta yaya za ku zaɓi ɗaya wanda ke ba da duk fa'idodin da kuke nema kuma ya ba da kan alƙawarin. Menene abubuwan da yakamata ku nema lokacin zabar tsarin kiwon lafiya? Bari mu kalli wasu mahimman mahimman bayanai waɗanda ingantaccen tsarin inshorar lafiya dole ne ya bayar don tsayawa.

Manufofin Manufa

Girman guda ɗaya ya dace duka baya ɗaukar nauyi da yawa idan yazo ga tsarin kiwon lafiya kamar yadda kowane mutum yana da buƙatu daban -daban. Kyakkyawan mai insurer koyaushe zai yi la’akari da buƙatun mutum kuma yana ba da manufofin da suka dace da waɗannan takamaiman buƙatun. Manufar da aka keɓance za ta ba da ƙari daban-daban waɗanda ke ba da ƙarin murfi kamar zaɓi don wadatar da magani a wajen Indiya, farashin da aka jawo akan ra'ayi na biyu, da sauransu. Don haka, koyaushe bincika idan ana ba da irin wannan fa'idodin ko a'a sannan zaɓi manufofin ku daidai.

Ayyukan edara .ara

Lokaci ne na dijital, kuma babu buƙatar ɗaukar kwafin kwafi mai ƙarfi tare da ku koyaushe. Gano idan mai ba da inshorar ku yana ba da sabis masu ƙima a cikin sigar app wanda ba zai buƙaci ku ɗauki takaddun manufofin kiwon lafiya a kusa kuma an saka komai cikin tsari a wuri guda wanda za'a iya samu ko'ina, kowane lokaci.

Maganar Da'awar

Duk wani tsarin kiwon lafiya yana da kyau idan tsarin yin da'awa ya yi laushi kamar siliki. Koyaushe kwatanta rabon sasantawar da'awa a tsakanin masu samar da inshora kuma kawai a lissafa waɗanda ke da babban rikodin waƙoƙi idan aka zo ga bayar da tsarin sasantawa da babu matsala. Da kyau, mafi kyawun fa'idar ku shine samun wanda ke da ƙungiyar cikin gida don sasanta da'awa kamar yadda yake da sauri kuma wuri ne na tsayawa ɗaya don warware duk wata tambaya ko hiccups da kuke fuskanta yayin lokacin asibiti ko fitarwa.

Fa'idodin haihuwa

Idan kun yi aure ko kuna shirin yin aure nan gaba, wannan wani abu ne da ya kamata koyaushe ku duba tare da mai insurer ku. Haihuwar yaro yana ɗaya daga cikin mafi kyawun lokuta a rayuwa kuma samun tsarin kiwon lafiya wanda ke ba da fa'idodin haihuwa zai taimaka muku jin daɗin mafi kyawun lokuta a rayuwa ta hanyar kula da duk kuɗin asibiti wanda zai ba ku damar yin ƙarin lokaci tare da dangin ku.

Cibiyar Asibiti

Jerin asibitoci akan cibiyar sadarwa na mai insurer shine muhimmin mahimmin abin da yakamata ku lissafa lokacin siyan tsarin kiwon lafiya. Bincika ko tana da manyan wuraren kiwon lafiya a cikin jerin ayyukan ta kuma ko an rufe asibitocin da ke kusa da ku ko a'a. Koyaushe ku zaɓi tsarin kiwon lafiya wanda ke rufe asibitoci inda za ku iya ɗaukar ƙaunatattunku idan rashin lafiyar asibiti ta same ku don samun fa'idodin rashin kuɗi. Idan ba haka ba, asibitocin da kuka fi so basa kan jerin cibiyar sadarwa, dole ne ku fitar da kuɗi daga aljihun ku kuma ku nemi biyan kuɗi daga baya wanda da kansa zai iya zama tsarin cin lokaci.

Asusun kiwon lafiya na kulawa yana ba da manufofi da aka tsara don kare kai da danginka a lokutan matsalar lafiya kuma yana kare ku daga matsin lamba na kuɗi ta hanyar ba da cikakken ɗaukar hoto wanda ke kula da duk kuɗin asibiti ba tare da iyakoki kan hayar ɗakin ba, ragi, ko biyan kuɗi.

Komai lafiyar ku a yau, yayin da kuke girma, chinks a cikin kayan yaƙi zai fara bayyana kuma tsarin kiwon lafiya shine mafi kyawun fa'idar ku don kiyaye kariya a cikin matakan rayuwa na gaba. Koyaya, don samun matsakaicin fa'ida daga ciki, yana da kyau a sami inshora a matakin farko kuma a ji daɗin ɗaukar hoto mafi girma a ƙananan kuɗi.

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Babban edita shine Linda Hohnholz.

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